Fair Housing Practice Quiz Attempt #4

Fair Housing Practice Quiz Attempt #4

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*Enforcement of the Fair Housing Act*

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Question 1 of 20

1. Question
Which of the following is true about the following statement. An online advertisement states “Four bedroom house for sale, perfect for a couple with 3 kids”
- The ad is permitted under HUD’s advertising guidelines due to the remark, “perfect for a couple with 3 kids"
- Online advertisement are inherently discriminatory because not everyone can afford to see the advertisement.
- The ad is acceptable under HUD’s advertising guidelines
- The ad is not permitted under HUD’s advertising guidelines.
Correct

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Question 2 of 20

2. Question
Encouraging residents to sell now and avoid declining house values that could accompany minorities moving to the area is
- Redlining
- Steering
- Blockbusting
- None of the above
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Question 3 of 20

3. Question
______ is known as the act of directing home seekers toward or away from particular areas either to maintain or to change the character of the neighborhood.
- legal
- redlining
- blockbusting
- steering
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Question 4 of 20

4. Question
Which one of the following is the Equal Credit Opportunity Act (ECOA) allowed to discriminate against?
- Race, color or religion
- national origin
- age, sex, or marital status
- None of the above
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Question 5 of 20

5. Question
Which of the following is true regardding Errors and Omissions insurance?
- Inactive licensees are not required to have errors and omissions insurance
- Errors and Omissions insurance is required for all licensees
- Errors and Omissions insurance is required for brokerages with five or more licensees
- All of the above
Correct

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Question 6 of 20

6. Question
Which of the following acts protects consumers against deceptive advertising?
- real property act
- Georgia's Fair Business Practices Act
- Advertising Act
- Fair Housing Act
Correct

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Question 7 of 20

7. Question
A lending institution may not refuse giving a residential real estate loan because of…
- condition of the property
- physical location of the property
- applicants immigration status
- the economic make up of the applicant
Correct

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Question 8 of 20

8. Question
In the case that a person with a physical disability has found an apartment that must be remodeled to accommodate their needs, a landlord may NOT do which of the following?
- require the disabled tenant to pay a larger security deposit to cover the costs of returning the unit to its original condition.
- lease terms stating the tenant will pay for all the renovations.
- both are allowed by federal fair housing laws
- both are illegal by federal fair housing laws
Correct

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Question 9 of 20

9. Question
What has to be included in an AD used by a brokerage firm?
- the name of the firm that is known by the commission
- all of the above
- name and license number of the firm
- the firms address
Correct

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Question 10 of 20

10. Question
A prospective tenant with a physical disability requires a service animal to assist him. Can an apartment with a rule prohibiting pets deny this tenant?
- Yes, they can
- No, they cannot
- No, but they can require a pet deposit fee
- No, but only if there is a suitable unit for an animal.
Correct

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Question 11 of 20

11. Question
Georgia’s Fair Business Practices Act is made to protect consumers against what?
- misrepresentation
- price-fixing
- deceptive advertising
- all of the above
Correct

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Question 12 of 20

12. Question
FHA regulation does not prohibit illegal discrimination on which of these bases?
- race
- level of education
- criminal history
- health condition
Correct

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Question 13 of 20

13. Question
In Georgia, what is true regarding errors and omissions insurance?
- Required for all companies with more than one office
- Required for all companies with more than ten licensees
- Required for all licensees
- None of the above
Correct

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Question 14 of 20

14. Question
In which situation would it allowed by the federal do-not-call legislation for a real estate licensee to call 18 months after a previous interaction?
- after a consumer makes an inquiry or submits an application
- after the consumer's (with whom they have an established business relationship) last purchase, delivery, or payment
- It would be allowed in both situations
- It is never allowed to call 18 months after an interaction
Correct

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Question 15 of 20

15. Question
What is rent control?
- restriction of the rent that can be charged by a landlord
- restriction of the rent that can be decided by the tenant
- restriction of the rent that can be charged by the state
- all of the above
Correct

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Question 16 of 20

16. Question
Of the following statements about the Georgia Uniform Deceptive Trade Practices Act, which is true?
- Prosecution can result in prison sentences
- It is primarily aimed at price fixing and antitrust activities
- It cannot be invoked unless an actual transaction takes place
- It is more difficult to invoke than the Fair Business Practice Act
Correct

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Question 17 of 20

17. Question
A digital advertisement states, “three-bedroom apartment immediately available. Good neighborhood. Only able-bodied individuals should apply.” Which of these is true?
- Newspapers are inherently discriminatory because not everyone can afford to buy them
- The ad is not permitted under HUD’s advertising guidelines due to the remark, “Good neighborhood”
- The ad is acceptable under HUD’s advertising guidelines
- The ad is not permitted under HUD’s advertising guidelines because it discriminates on the basis of disability
Correct

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Question 18 of 20

18. Question
The ad “Great homes in a high-end neighborhood for older adults” means all are true except:
- the word "exclusive" excludes minorities
- the ad does a great job at describing the property
- St. Marys religious beliefs may not be the beliefs of everyone, so the neighborhood may seem unwelcoming
- the ad makes it seem that the neighborhood does not want children around
- c & a
Correct

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Question 19 of 20

19. Question
Which of the following is included in housing that qualifies for exemption from familial status under federal fair housing provisions?
- housing intended for those over the age of 62
- housing intended for people age 50 or older
- a restriction that 80% of the units be occupies by people 55 or older
- none of the above
Correct

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Question 20 of 20

20. Question
Which office is responsible for addressing discrimination?
- The Justice in Housing Office
- The Office of Fair Housing
- The Office of Fair Housing and Equal Opportunity
- The Equality in Real Estate Office
Correct

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