Fair Housing Practice Quiz Attempt #2

Fair Housing Practice Quiz Attempt #2

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*Fair Housing Quiz #3*
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*Enforcement of the Fair Housing Act*

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Question 1 of 20

1. Question
Which of the following is true about the following statement. An online advertisement states “Three bedroom apartment for sale, perfect for a couple with kids”
- The ad is acceptable under HUD’s advertising guidelines
- The ad is not permitted under HUD’s advertising guidelines.
- Online advertisement are inherently discriminatory because not everyone can afford to see the advertisement.
- The ad is permitted under HUD’s advertising guidelines due to the remark, “perfect for a couple with kids"
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Question 2 of 20

2. Question
_______ is the channeling of home-seekers to particular neighborhoods or discouraging potential buyers from considering some areas.
- Redlining
- Steering
- Blockbusting
- All of the above
- None of the above
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Question 3 of 20

3. Question
______ is convincing owners to sell by inducing fear that certain minority individuals are moving into the area.
- Blockbusting
- Redlining
- Steering
- Panic-Selling
- Blockbusting and Panic-Selling
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Question 4 of 20

4. Question
Of these choices, which of the following can the Equal Credit Opportunity Act (ECOA) discriminate against?
- age, sex, or marital status
- Race, color or religion
- national origin
- None of the above
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Question 5 of 20

5. Question
In Georgia Errors and Ommisions ___________
- Required for all companies with more than ten licensees
- Required for all licensees
- Required for all companies with more than one office
- Not Required
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Question 6 of 20

6. Question
What does the Georgia Fair Business Practices Act do?
- protects consumers against customer allocation
- protects consumers against deceptive advertising
- protects consumers against price-fixing
- protects consumers against bid-rigging
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Question 7 of 20

7. Question
Can an apartment with a rule prohibiting pets deny a tenant who needs a service animal?
- No they cannot
- Yes, they can
- No, but they can require a pet deposit fee
- No, but only if there is a suitable unit for an animal.
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Question 8 of 20

8. Question
Which of these answers is NOT a reason for a lending institution to refuse to make a real estate loan?
- questionable economic situation of the applicant
- applicant's immigration status
- physical location of the property
- deteriorated condition of the premises
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Question 9 of 20

9. Question
A landlord may do all of the following except ____ in the case that a property requires a remodel to accomodate a disabled tenant?
- the disabled tenant be required to pay a larger security deposit to cover the costs of returning the unit to its original condition.
- lease terms requiring the tenant to return the property to its original condition.
- lease terms stating the tenant will pay for all the renovations.
- that the landlord can review the renovation plans and require qualified contractors to perform the work.
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Question 10 of 20

10. Question
If a brokerage corporation uses an AD in the media, it must have:
- name and license number of the firm
- the name of the firm that is known by the commission
- the firms address
- all of the above
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Question 11 of 20

11. Question
FHA regulation typically prohibits illegal discrimination on which bases
- race
- criminal history
- level of education
- both a and b
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Question 12 of 20

12. Question
Georgia’s Fair Business Practices Act protect’s consumers against:
- deceptive advertising
- misrepresentation
- price-fixing
- pyramid schemes
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Question 13 of 20

13. Question
Errors and omissions insurance in Georgia is:
- Not Required
- Required for all companies with more than one office
- Required for all companies with more than ten licensees
- Required for all licensees
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Question 14 of 20

14. Question
When a consumer makes an inquiry or submits an application, according to the federal do-not-call legislation, a real estate licensee may call the consumer for up to:
- 3 months
- 18 months
- 6 months
- 4 months
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Question 15 of 20

15. Question
Which of the following is considered rent control?
- restriction of the rent that can be charged by the state
- restriction of the rent that can be charged by a landlord
- restriction of the rent that can be decided by the tenant
- None of the above
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Question 16 of 20

16. Question
Which of the following statements is true about the Georgia Uniform Deceptive Trade Practices Act?
- It is more difficult to invoke than the Fair Business Practice Act
- It cannot be invoked unless an actual transaction takes place
- It is primarily aimed at price fixing and antitrust activities
- Prosecution can result in prison sentences
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Question 17 of 20

17. Question
An advertisment that states “Fine homes in an exlcusive neighborhood, best for the elderly, near a church” makes which statement is false?
- the word "exclusive" could mean minorities are not welcome
- this is descriptive and a positive ad
- the neighborhood could be uninviting to those who do not follow the religion of St. Mary's church
- the ad suggests that families with children are unwelcomed
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Question 18 of 20

18. Question
Which of the following is true regarding housing that qualifies from familial status under federal fair housing provisions?
- it includes housing intended for those over the age of 62.
- it includes a restriction that 80% of the units be occupied by people 55 or older.
- it is permitted for owner-occupied buildings with four or more units.
- it includes housing intended for people age 50 or older.
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Question 19 of 20

19. Question
According to the federal do-not-call legislation, when a consumer makes an inquiry or submits an application, a real estate licensee may call the consumer for up to:
- 4 months
- 6 months
- 18 months
- 3 months
Correct

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Question 20 of 20

20. Question
Which office addresses discrimination in the real estate field?
- Office of Housing and Urban Development (HUD)
- Real Estate Office of Civil Rights
- The Office of Fair Housing and Equal Opportunity
- The Civil and Human Rights Office
Correct

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