Encumbrances Quiz Attempt #3

Encumbrances Quiz Attempt #3

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*Encumberances Quiz #4*
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*Water Rights*

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Question 1 of 11

1. Question
What is a specific lien?
- A lien placed against any and all real or personal property that a lienee holds
- Liens made by the lienee in order to borrow funds
- A lien only attached to one type property, leaving all other assets held by the lienee alone
- A court ruling that gives the lienor the right to possess all property in the lion’s name in case they fail to repay a debt
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Question 2 of 11

2. Question
Which of the following is a temporary right?
- encroachment
- license
- appurtenant easement
- lease
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Question 3 of 11

3. Question
When recording something in the public records, it is always important to record a date and time in order to :
- help establish the priority of mortgages and liens
- establish marketable title
- establish abstract of title
- establish an alienation clause
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Question 4 of 11

4. Question
What is a conditional use permit?
- A personal and revocable right to use another's property with permission of the owner.
- A permit granted by a city to a property owner to allow special use of a residential district.
- The right to use water according to state and local laws.
- An interest in real property that gives the holder the right to use portions of the legal owner’s real property in a defined way.
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Question 5 of 11

5. Question
Which of the following would not limit the fee simple title because it is not an encumbrance?
- Property taxes
- Leases
- Unpaid furniture
- Mortgage
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Question 6 of 11

6. Question
If there is a new easement built between you and your next door neighbor’s house which of the following would be true?
- You may never extend the easement under any circumstances
- You may extend the easement whenever you like, so long as you notify the City Council
- If you extend the easement and the new use is hostile and continues for 7 years, it could become an easement by prescription
- You may extend an easement only if you notify your neighbor
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Question 7 of 11

7. Question
An encumbrance includes which of the following?
- Lease
- Mortgage
- Restriction
- all of the above
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Question 8 of 11

8. Question
Which of the following allows an easement by prescription to occur?
- When the new use of the easement is hostile and is not stopped within seven years
- Only if an easement is being used for illegal activities
- Whenever an easement is extended
- Never
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Question 9 of 11

9. Question
How can a homeowner stop an easement by prescription from happening?
- nothing can stop it from becoming an easement
- The neighbor who extended the easement could file a class action lawsuit
- The neighbor who did not extend the easement could avoid an easement by prescription by demanding it be reduced to it’s original 10-foot dimension
- The easement will stay for only 7 years and then be considered void
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Question 10 of 11

10. Question
Which of the following describes a lien against a parcel of real estate which can result in a lawsuit before court?
- the chain of title
- A lis pendens
- a judgement lien
- a suit to quiet title
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Question 11 of 11

11. Question
Out of the following options, what is the public records that you must look for when a lien against a parcel of real estate can result in a lawsuit before court?
- a suit to quiet title
- a judgment lien
- the chain of title
- A lis pendens
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