Encumbrances Quiz Attempt #2

Encumbrances Quiz Attempt #2

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*Encumberances Quiz #3*
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*Water Rights*

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Question 1 of 11

1. Question
What is a general lien?
- Liens made by the lienee in order to borrow funds
- A lien placed against any and all real or personal property that a lienee holds
- A lien only attached to one type property, leaving all other assets held by the lienee alone
- A lien that protects the seller if the buyer fails to pay the full amount owed by granting them the right to repossess the property sold
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Question 2 of 11

2. Question
Lacey’s fence extends 10 feet past her legal property and therefor extends 10 feet onto Billie’s property. This is an example of:
- encroachment
- illegal enterprise
- appurtenant easement
- violation of zoning laws
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Question 3 of 11

3. Question
When recording something in the public records, it is always important to record a date and time in order to help establish:
- alienation clause
- priority of mortgages and liens
- marketable title
- abstract of title
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Question 4 of 11

4. Question
What is a license?
- A personal and revocable right to use another's property with permission of the owner.
- A permit granted by a city to a property owner to allow special use of a residential district.
- The right to use water according to state and local laws.
- An interest in real property that gives the holder the right to use portions of the legal owner’s real property in a defined way.
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Question 5 of 11

5. Question
An encroachment is best defined as:
- privilege to access a property for a particular reason
- point where a structure, fence, or lot unlawfully stretches out past the limits of ownership or legal boundaries
- private agreement that governs the use of land
- interest in real property that gives the holder the right to use portions of the legal owner’s real property in a defined way.
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Question 6 of 11

6. Question
Which of the following is true about a 10-foot easement built between your house and the next-door neighbor’s house?
- You may never extend the easement under any circumstances
- You may extend the easement whenever you like, so long as you notify the City Council
- If you extend the easement and the new use is hostile and continues for 7 years, it could become an easement by prescription
- You may extend an easement only if you notify your neighbor
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Question 7 of 11

7. Question
Which of the following is an encumbrance?
- Mortgage
- Lease
- Restriction
- all of the above
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Question 8 of 11

8. Question
It is always important to record a date and time in an encumbrance in order to help establish:
- a marketable title
- priority of mortgages and liens
- An abstract of title
- When the encumbrance will be cleared
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Question 9 of 11

9. Question
An easement by prescription occurs in real estate when:
- When the new use of the easement is hostile and is not stopped within seven years
- Only if an easement is being used for illegal activities
- Whenever an easement is extended
- Never
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Question 10 of 11

10. Question
A ______ consists of a lien against a parcel fo real estate that can result in a lawsuit before court:
- the chain of title
- A lis pendens
- a judgement lien
- a suit to quiet title
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Question 11 of 11

11. Question
What would you look for in the public records if a lien agaisnt a parcel of real estate results in lawsuit?
- a judgment lien
- the chain of title
- A lis pendens
- a suit to quiet title
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